CBHS is the Private Health Fund dedicated to CBA staff, their families, and group contractors

Since its inception 60 years ago, CBHS has been dedicated to the health and wellbeing of its members. Whether you work for a business within the Commonwealth Bank Group, or are related to family member employed by them, we’d like to offer you the chance to join and grow with CBHS.

Our cover, your health

Whether you’re looking for something simple or wanting complete peace of mind, you’ll find what you’re looking for with our range of cover.

Not sure which plans right for you? Start here

Our full range of Health Insurance

Useful benefits that can improve your quality of life

Being a member of CBHS grants you access to great benefits and programs that can have a real impact on your life and wellbeing. Discover what you'll be entitled to as a member:


    Health management programs

    Expert guidance for long-term health solutions


    Best Doctors

    Access a network of world leading medical professionals


    The Choice Network

    Find a range of reduced or no gap payment on optical and dental


    Health Care Aids

    Benefits on artificial aids, hearing aids and health care appliances


    Member discounts

    Discover your range of discounts on eyewear from a range of providers


    Hospital in the Home

    Professional care at your door, at your comfort

  • Outstanding Returns*

    Of up to 91c for every dollar of premiums paid (compared to an 86.2c average across other health funds) *as of Financial Year 2018

  • Better Benefits

    High overall annual limits with great per service benefits

  • Online Claiming

    Make claims online or on our newly released mobile app

  • Not for Profit Ethos

    Members will always come first

  • Award-Winning Service

    Our customer care have a recognised history of consistent excellence

  • Lower Management Costs

    Helping us deliver the best returns possible for our members

What Our Members Think

I joined as a CBHS member in 1978. Through many health events and challenges CBHS has always been there for me and my family. Their exceptional service over this time has always been appreciated.

- Jenny J

What Our Members Think

I've not long joined CBHS from another fund, but so far I've been impressed by the super helpful and friendly staff, the higher claim limits and rebates at a very competitive premium, and how easy it is to lodge manual claims through the app. Thanks CBHS - you've won me over! 😃

- Jessica B

What Our Members Think

What I love about CBHS is their customer service - friendly staff and always ready to help and email you the information you ask about. Keep up the great work!!!

- Linda S

What Our Members Think

I love CBHS as its so so easy to lodge a claim and whenever i need a question answered friendly consultant is one phone call away. The phone back option instead of waiting is brilliant!

- Rachel N

What Our Members Think

I have been with CBHS since I began at CBA 15 years ago...Now I have three beautiful children, one who has a disability. Our top extras cover has been really essential for his early intervention. I do love the ease of claiming online.

- Annette E

What Our Members Think

I am relatively new to CBHS and am loving it already. I worked for a CBA subsidiary a long time ago but was still eligible to join. So much better that the for-profit funds - our premium is only a little more and we pay a lower co-contribution and get great benefits. I am loving the massage rebate for my partner and gym rebate for me!

- David G

What Our Members Think

I'm extremely happy with CBHS! I have been a customer for about six years. I think the price is reasonable. And i would refer you to my family and friends any day. Thank you CBHS!!!

- Karen W

What Our Members Think

Love CBHS as I never have to doubt that they've got my back when I need it. Been through other insurers who have limited options or limits, yet cost the same or more.

- Mark F