Dependant Cover

    Children are covered under Family or Sole Parent policies up until the age of 18. After that, it’s time to think about how they may be able to stay covered with CBHS.

    Selected CBHS policies allow you to include dependants based on certain requirements. Here’s how we define dependants:

    Child Dependant
    Student Dependant
    Non-Student Dependant

    A child, stepchild or foster child under the age of 18 who normally resides with a policy holder.

    A child, step child or foster child of a policy holder who is not married or living in a de facto relationship, is over 18 but under 25, and is a full-time student at a school, college, or university or a first or second year apprentice.

    A child, step child or foster child of a policy holder who is not married or living in a de facto relationship, is over 18 but under 25, and is not a Student Dependant.

    Types of dependants

    • Child Dependants — can remain on any Family or Single Parent cover up until the age of 18.
    • Student Dependants — can remain on any Family or Single Parent cover up until the age of 25 at no additional cost. To do this, you must declare the student status of your dependant. Simply log in to the Member Centre and select ‘Student Declaration’ under the “My Account” tab, and follow the instructions provided.
    • Non-Student Dependants — can only be included on selected covers up until the age of 25 at an increased premium. Non-Student Dependant cover is available on any of the following products:
    Non-Student Dependant
    Comprehensive Hospital
    Non-Student Dependant
    Limited Hospital
    (Bronze Plus)
    Non-Student Dependant
    Intermediate Extras
    Non-Student Dependant
    Top Extras
    Non-Student Dependant

    Premium level of cover, offering an extensive range of hospital services and generous Extras benefits to help you get the most out of life.

    Our highest level of hospital cover on services or treatments, to provide you with complete peace of mind.

    For those seeking a sense of security, with some restricted benefits on services and procedures you are less likely to need.

    A mid-range extras cover, giving you cover for popular general extras services required for day to day health management.

    Offers attractive overall limits, designed for those who are seeking security for an extensive range of services.

    Get in touch

    If you would like to upgrade or purchase Non-Student Dependant cover, or have any additional questions, email us or call us on 1300 654 123.

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    I joined as a CBHS member in 1978. Through many health events and challenges CBHS has always been there for me and my family. Their exceptional service over this time has always been appreciated.

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    I have been with CBHS since I began at CBA 15 years ago...Now I have three beautiful children, one who has a disability. Our top extras cover has been really essential for his early intervention. I do love the ease of claiming online.

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    I am relatively new to CBHS and am loving it already. I worked for a CBA subsidiary a long time ago but was still eligible to join. So much better that the for-profit funds - our premium is only a little more and we pay a lower co-contribution and get great benefits. I am loving the massage rebate for my partner and gym rebate for me!

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    Love CBHS as I never have to doubt that they've got my back when I need it. Been through other insurers who have limited options or limits, yet cost the same or more.

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