Please note CBHS buildings in George St Parramatta and York St Sydney CBD are closed until further notice. We continue to be available on email and telephone
7am-7pm Sydney time (Monday to Friday) to assist you. Read about our COVID-19 Health and Financial Assistance program here.
CBHS Health Fund
Questions? Call Us Now:
1300 654 123
We've made it easy for you to find the cover that suits you best
Designed to give you the choice of your own doctor when receiving treatment as a private patient in a shared room of a public hospital.
Nil, $500 or $750
Designed to cover most eventualities with some restricted benefits on services and treatments for things you are less likely to need.
Including private room for non-restricted services
For non-restricted services
Nil, $70 or $100
A high-level of cover with exclusions for a small number of procedures to match your life stage.
For a wide range of services
for non-restricted services
Nil, $70 or $100 / $750
- Covered in private agreement hospitals and public hospitals.
- Additional services covered above the minimum requirements.
R - Restricted benefits
R - Additional restricted benefits covered above the minimum requirements.
- Exclusions (not covered)
O - Indicates benefits for accommodation at Minimum Benefits in relevant PHI (Benefit Requirements) Rules and prostheses benefits based on items listed by the Minister of Health. No benefit for medical or theatre costs.
* If a member has a pre-existing condition, a waiting period of 12 months will apply before we will pay hospital or medical benefits towards any treatment for that condition.
** Note that upon serving the two month waiting period, members can choose to upgrade their cover (once in a lifetime) and access the higher benefits for hospital psychiatric treatment associated with that cover, without serving an additional waiting period. For more details contact us on 1300 654 123 or by sending an email to email@example.com.
*** Accident means an unexpected or unforeseen event caused by an external force or object resulting in an injury to the body which requires treatment by a medical practitioner, Hospital or dentist (as the context requires) but excludes pregnancy.
Health programs that can help you lose weight, quit smoking, and manage chronic illness.
Special gap cover scheme that allows admitted private patients to reduce or eliminate out-of-pocket expenses associated with medical procedures and the doctor’s fees.
Professional care at your door – reduce recovery time and heal in the comfort of your own home.
I joined as a CBHS member in 1978. Through many health events and challenges CBHS has always been there for me and my family. Their exceptional service over this time has always been appreciated.
- Jenny J
I've not long joined CBHS from another fund, but so far I've been impressed by the super helpful and friendly staff, the higher claim limits and rebates at a very competitive premium, and how easy it is to lodge manual claims through the app. Thanks CBHS - you've won me over! 😃
- Jessica B
What I love about CBHS is their customer service - friendly staff and always ready to help and email you the information you ask about. Keep up the great work!!!
- Linda S
I love CBHS as its so so easy to lodge a claim and whenever i need a question answered friendly consultant is one phone call away. The phone back option instead of waiting is brilliant!
- Rachel N
I have been with CBHS since I began at CBA 15 years ago...Now I have three beautiful children, one who has a disability. Our top extras cover has been really essential for his early intervention. I do love the ease of claiming online.
- Annette E
I am relatively new to CBHS and am loving it already. I worked for a CBA subsidiary a long time ago but was still eligible to join. So much better that the for-profit funds - our premium is only a little more and we pay a lower co-contribution and get great benefits. I am loving the massage rebate for my partner and gym rebate for me!
- David G
I'm extremely happy with CBHS! I have been a customer for about six years. I think the price is reasonable. And i would refer you to my family and friends any day. Thank you CBHS!!!
- Karen W
Love CBHS as I never have to doubt that they've got my back when I need it. Been through other insurers who have limited options or limits, yet cost the same or more.
- Mark F
Download CBHS Product Information Brochure (3MB)
When deciding if this product is right for you, please refer to the CBHS Health Benefit Fund Rules. This information should be read carefully and retained.
Find out if you're eligible to join by answering these THREE questions.
Have you ever worked (including contracting) for CBA or a CBA Group company?
Has anyone in your family ever worked (including contracting) for CBA or a
CBA Group company?
Was anyone in your family a member of CBHS before 27 March 2017?
You may not be eligible for CBHS Health Fund, but check out our sister fund CBHS Corporate Health.
CBHS Corporate Health brings you the same award-winning service and expert health cover, but is open to everyone.
Visit CBHS Corporate Health
If you have any questions, our friendly team is ready to assist you. Simply call 1300 654 123.
Ready to join the CBHS Health Fund family?
Get a quote