What kind of family are you?

Let us help you look after the young ones. Find the description that best suits your family, and we'll be there to take care of you when you need it most.

Mother with baby

1. Young single parent

You’re young, healthy and budget conscious. You want cover for the basics for you and your dependents. You don’t want to pay for services and items that you’re less likely to need (e.g. pregnancy).


  • KickStart (Basic Plus) 

    KickStart (Basic Plus) is an affordable package cover for the fit and healthy. It includes private hospital cover for accidents and other commonly used hospital services, emergency ambulance, preventative & general dental, optical, physio, chiro and more.
    KickStart (Basic Plus) Product Sheet

2. Health-focused single parent

You have one or more older dependents and you’re looking for a little more than just coverage for the basics. You’re aware of the changing requirements of your growing children and you’re looking for new ways to protect your dependents.


  • StepUp (Bronze Plus) 

    StepUp (Bronze Plus) is a mid-level package cover ideal for the new or growing family providing cover for pregnancy related services as well as cover for extras like dental, optical, physio, chiro and host of other services.
    StepUp (BronzePlus) Product Sheet

Father and son dishes

3. Quality single parent cover

You’re looking for quality and comprehensive cover, and you need more cover for most of the health services you and your dependents should have. These include the essentials as well as some health prevention and management services and items.


4. Peace of mind

You are looking for the very highest level of cover for you and your family. You would like to be covered for essentials and for life’s unexpected events. You’re less concerned with budget and only the most comprehensive package will meet your requirements.


Prestige (Gold) is our highest level of package cover giving you the certainty of the best offered by CBHS. It covers for all hospital related treatments with a Medicare item number and has high overall limits on an extensive range of extras services including dental, optical, physio, chiro; and a host of alternative therapies as well as generous limits on hearing aids and health management aids.
Prestige (Gold) Product Sheet

Want some help?

If you need any help, advice or guidance for your health insurance, contact our friendly team on 1300 654 123 or by sending an email to help@cbhs.com.au, and we'll help you find the cover you need.

Other Lifestage Covers

What Our Members Think

I joined as a CBHS member in 1978. Through many health events and challenges CBHS has always been there for me and my family. Their exceptional service over this time has always been appreciated.

- Jenny J

What Our Members Think

I've not long joined CBHS from another fund, but so far I've been impressed by the super helpful and friendly staff, the higher claim limits and rebates at a very competitive premium, and how easy it is to lodge manual claims through the app. Thanks CBHS - you've won me over! 😃

- Jessica B

What Our Members Think

What I love about CBHS is their customer service - friendly staff and always ready to help and email you the information you ask about. Keep up the great work!!!

- Linda S

What Our Members Think

I love CBHS as its so so easy to lodge a claim and whenever i need a question answered friendly consultant is one phone call away. The phone back option instead of waiting is brilliant!

- Rachel N

What Our Members Think

I have been with CBHS since I began at CBA 15 years ago...Now I have three beautiful children, one who has a disability. Our top extras cover has been really essential for his early intervention. I do love the ease of claiming online.

- Annette E

What Our Members Think

I am relatively new to CBHS and am loving it already. I worked for a CBA subsidiary a long time ago but was still eligible to join. So much better that the for-profit funds - our premium is only a little more and we pay a lower co-contribution and get great benefits. I am loving the massage rebate for my partner and gym rebate for me!

- David G

What Our Members Think

I'm extremely happy with CBHS! I have been a customer for about six years. I think the price is reasonable. And i would refer you to my family and friends any day. Thank you CBHS!!!

- Karen W

What Our Members Think

Love CBHS as I never have to doubt that they've got my back when I need it. Been through other insurers who have limited options or limits, yet cost the same or more.

- Mark F